Privacy Policy

Cabayo Consulting (“Cabayo Consulting,” “Company,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you provide to us.

This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit cabayoconsulting.com, communicate with us, submit information through our website, or use services provided by Cabayo Consulting.

By using our website or providing information to us, you acknowledge the practices described in this Privacy Policy. Please do not use the website or provide personal information to us if you do not agree with this policy.

Information We Collect

We may collect information that you voluntarily provide when you contact us, request information, submit a website form, communicate through our website chat widget, schedule a consultation, or otherwise interact with Cabayo Consulting.

Personal Information

Personal information we may collect includes:

• Name
• Email address
• Telephone or mobile number
• Company or business name
• Job title or professional role
• Mailing or business address
• Information about your business, financial goals, or consulting needs
• Information included in messages, documents, or other materials you send to us
• Any other information you voluntarily provide

Information Collected Automatically

When you visit our website, certain information may be collected automatically through cookies, analytics tools, server logs, and similar technologies. This information may include:

• Internet Protocol address
• Browser type
• Device type and operating system
• Pages viewed and links selected
• Date and time of your visit
• Referring website or source
• General website usage and interaction information

How We Use Your Information

We may use information collected through our website and communications to:

• Respond to questions, inquiries, and service requests
• Provide financial advisory and business consulting services
• Evaluate whether our services are appropriate for your business
• Schedule and manage consultations or appointments
• Communicate regarding requested services, appointments, and account matters
• Send administrative, transactional, or customer-service communications
• Send text messages when you have provided the applicable consent
• Operate, maintain, and improve our website and services
• Analyze website activity and user experience
• Protect against fraud, misuse, security threats, and unlawful activity
• Maintain business and compliance records
• Comply with applicable laws, regulations, legal processes, and enforceable governmental requests

Mobile Information and Text Messaging

When you provide your mobile number and expressly consent to receive text messages, Cabayo Consulting may send messages related to your inquiry, requested services, appointments, account activity, customer support, and other communications described at the time you provide consent.

Consent to receive text messages is not a condition of purchasing goods or services. Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP. You may reply HELP for assistance.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

How We Share Information

We do not sell or rent your personal information. We may disclose information only when reasonably necessary for legitimate business, operational, security, or legal purposes.

Information may be shared with:

• Service providers: Vendors that assist with website hosting, customer relationship management, communications, analytics, document management, information technology, scheduling, and customer support.
• Professional advisers: Accountants, attorneys, consultants, or other professional advisers when reasonably necessary.
• Legal and regulatory authorities: Government agencies, courts, law-enforcement authorities, or other parties when disclosure is required by law or reasonably necessary to protect legal rights.
• Business transaction participants: Relevant parties in connection with a merger, acquisition, financing, restructuring, sale of assets, or similar business transaction, subject to appropriate privacy protections.

Mobile information and text-message opt-in information remain subject to the restrictions stated in the Mobile Information and Text Messaging section of this policy.

Cookies and Tracking Technologies

Cabayo Consulting and its service providers may use cookies, pixels, analytics tools, and similar technologies to operate the website, understand website activity, remember preferences, improve functionality, and measure performance.

You may be able to limit or disable cookies through your browser settings. Disabling certain cookies may affect the availability or performance of some website features.

Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, loss, misuse, alteration, or disclosure. However, no method of transmitting information over the internet or storing information electronically can be guaranteed to be completely secure.

Data Retention

We may retain personal information for as long as reasonably necessary to provide services, maintain business and compliance records, respond to inquiries, resolve disputes, enforce agreements, protect our legal rights, and satisfy applicable legal or regulatory obligations.

Your Choices and Privacy Rights

Depending on your location and applicable law, you may have the right to request access to, correction of, or deletion of certain personal information. You may also have the right to object to or restrict certain uses of your information.

You may unsubscribe from nonessential email communications by following the unsubscribe instructions included in the communication or by contacting us.

To stop receiving text messages, reply STOP to any text message from Cabayo Consulting. A final confirmation message may be sent to confirm that your request has been processed.

Third-Party Websites and Services

Our website may contain links to websites, platforms, or services operated by third parties. Cabayo Consulting is not responsible for the content, security, or privacy practices of third-party services. We encourage you to review their applicable privacy policies before providing personal information.

Children’s Privacy

Our website and services are intended for businesses and adults and are not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that such information has been collected, we will take reasonable steps to delete it.

Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our services, practices, technology, or legal obligations. Updated versions will be posted on this page with a revised effective date. Your continued use of the website after an updated policy is posted constitutes acknowledgment of the revised policy.

Contact Us

For questions about this Privacy Policy or requests concerning your personal information, contact:

Cabayo Consulting
+1(516)252-3119
New York, NY
Website: cabayoconsulting.com